General Conditions of Use

Maat International Investment Holding with Registration Number: 9920942 incorporated in United Kingdom EC3V9DJ and address in Birchin Court 20 Birchin Lane London; and

Maat International Group Ic ve Dis Tic. ACE. with registration Number 169039-5 incorporated in Turkey and address Kustepe Mahallesi, Mecidiyekoy Yolu Cad., Trump Tower, No: 12, Kat: 18 Sisli, Istanbul; and

Corporación de Infraestructuras y Servicios Maat International, SA with C.I.F.: A97189005., with address at Calle San Bernardo, number 115, 5º; 28015 Madrid; and

maatG nozzle, S.L. with C.I.F. – B-83583765, with address at San Bernardo, 115-5 28015 MADRID; and

Virtual Knowledge S.A.U., with C.I.F.: A-82123241, with address at Calle San Bernardo, number 115, 5º; 28015 Madrid; and

maat Green Knowledge S.L., with C.I.F.: B-85351716, with address at Calle San Bernardo, number 115, 5º; 28015 Madrid; and

Capitalización de Proyectos Externos S.L., with C.I.F.: B-84884949, with address at Calle San Bernardo, number 115, 5º; 28015 Madrid.

Including the trademarks “WOTT”, “#openmaat”, “ennCloud”, Maat International Group, #TradeChain

All of them, hereinafter “Maat Group” and/or Maat International Group for the purposes of these general conditions of use with address at Birchin Court 20 Birchin Lane London, United Kingdom and email for these purposes: legal@maat-g.com informs about the General Conditions of use of the portals it owns: www.nozzle.es, www.grupomaat.com, www.#openmaat.com, www.enncloud.com, www.wott.es, www.maat-green.com, www.maat-g.com and www.virtual-knowledge.com, hereinafter “the websites of Grupo maat and/or maat International Group”

In compliance with the Organic Law 15/1999, on the Data Personal Protection, Regulation (EU) 2016/679, of April 27, 2016, regarding the protection of natural persons with regard to the processing of personal data and to the free circulation of these data (hereinafter RGPD), we inform you that the data that you provide through the forms or contact emails of this website, will be subject to treatment by MaatG in order to meet Your request for information and consultation. 

Copyright 

The Maat Group and/or Maat International Group websites in all their content: text, images, trademarks, logos, audio and video files, buttons, software files, databases, color combinations, as well as the structure, selection, organization and presentation of its contents; They are protected by Spanish and international laws on Intellectual and Industrial Property.

Even if the source is cited, it may not be reproduced in whole or in part, nor transmitted, nor recorded by any information retrieval system, in any form or by any means, without the express written permission of maatG nozzle, and all rights reserved.

Maat International Group Professional Services

Maat International Group Professional Services is a "non-regulated / non-licensed financial ecosystem group of companies providing unsurpassed state of the art FINTECH Value Added Services across the entire FINTECH Value Chain from Infrastructure Technology to Value Added Services for Trading Finance & Project Finance Initiatives.

Maat International Group provides professional assistance in structured finance services and strategic planfication for Porject Finance, Trade Finance and Profit Pptimization for our Clients

What does Maat International Group Professional Consulting Services include?

• Helping our Clients make and develop essential strategic decisions helping grow their business-projects and take it to the next level of profitability and partnerships linked to Project Finance / Trading Finance Strategies.
• Development and detailed thinking of an effective business model and a product line bringing more profit and interest to more consumers.
• Professional assistance in preparation, development and realization of a long-term business-plan.
• Planning and structuring an effective IT infrastructure.
• Assistance in the development of internal procedures and policies implemented to ensure operations and client digital assets security.
• Assistance in obtaining a payment license and permission to carry out transactions with electronic money.
• Providing information about licensing conditions and normative points in different countries.
• Advising on categories and conditions for obtaining licensed permits.
• Maat International Group specialists are professionals in the field of Technology | Business Strategy | Legal Regulation related to FinTech consulting professional services.
• Maat International Group applies an individual approach to each project and/or initiative which helps us achieve the most effective results for our clients

Maat International Group Professional Consulting Services

Maat International Group Professional Services provide "state of the art" innovative technology solutions and IT-products in financial activities.

Maat International Group Professional Services are using and implementing the latest business-models and applications and software that have been developed on their basis for Trading Finance / Project Finance Initiatives

What jurisdictions do we operate in?

• Maat International Group is associated with clients and partners from all over the world, in particular, from the jurisdictions of Europe, Asia, America and other regions.
• Maat International Group works with clients and associates incorporated in offshore jurisdictions, offering comprehensive FinTech Professional Consulting Services just as effectively.
• Maat International Group works with crypto-licensing and Tokenization Strategies supporting the ended-to-end value chain infrastructure for Tokenization Services.

What is included in our Professional Services Consultancy

Maat International Group offers a comprehensive content of FinTech-services, including next-mentioned:

• Assistance in developing a business-plan and strategies for further commercial progress;
• Consulting support in obtaining an activity permit with an analysis of potential risks;
• Calculation of necessary expenses and cost optimization when opening Fintech-structure; company’s IT infrastructure development.

Maat International Group considers each case individually, trying to direct all our efforts to achieve the most effective result for you. Our experts give you only transparent and honest information.

• Extensive experience – our specialists have hundreds of FinTech consultations and satisfied customers behind them. We know what you need.
• High professional qualification. In our ranks – only the best specialists who are 100% knowledgeable in their field.
• Great professional reach. We offer an extensive list of services.
• We associate with hundreds of countries being best for FINTECH.
• Large area of interaction. We work globally with hundreds of jurisdictions around the world.
• Individual approach to each case and search for the most optimal solutions.

Maat International Group is focused on honest and most effective cooperation.

Maat International Group specialists will become your reliable allies in implementation and maintenance of profitable operation of your Fintech-project.

Maat International Group Website Terms of Use

Please read these Website Terms of Use carefully before using this Website (The “Website”).

Overview

The MAAT INTERNATIONAL GROUP Websites Terms of Use (the 'Terms of Use') govern your access to and use of all the Websites of our Associated Companies..

These Websites are available for your use only on the condition that you agree to the terms of use set forth below. If you do not agree to all the Terms of Use, do not access or use the Website.

By accessing or using the Website, you and the entity you are authorized to represent ('you' or 'your') signify your agreement to be bound by the Terms of Use.

These Web Sites complies with:

• The Copyright and Information Society Directive 2001 (2001/29).
• European Economic Area (the EEA GDPR) and the United Kingdom Data Protection Act, the UK GDPR for the regulation of the collection, use, transfer, storing, and other processing of personal data of persons in their respective jurisdictions.
• The General Data Protection Regulation (Regulation (EU) 2016/679) ('GDPR') has been implemented with the Organic Law 3/2018 of 5 December, on the Protection of Personal Data and Guarantee of Digital Rights 'the LOPDGDD').
• The Organic Law No. 3/2018 of 5 December on the Protection of Personal Data and the Guarantee of Digital Rights
• Spanish Law 34 2002 of July 11 on Services of the Information Society and Electronic commerce.

USER ELIGIBILITY

These Websites are provided by MAAT INTERNATIONAL GROUP and available only to entities and persons over the age of legal majority who can form legally binding agreement(s) under applicable law. If You do not qualify, You are not permitted to use the Website.

SCOPE OF TERMS OF USE

These Terms of Use govern Your use of the Website and all applications, software, and services (collectively, "Services") available on the Website, except to the extent such Services are the subject of a separate agreement.

Specific terms or agreements may apply to the use of certain

Services and other items provided to You on the Website("Service Agreement(s)").

Any such Service Agreements accompany the applicable Services or are listed in association with or through a hyperlink associated with the applicable Services.

MODIFICATIONS

MAAT INTERNATIONAL GROUP may revise and update these Terms of Use at any time.

Your continued usage of the Website after any changes to these Terms of Use will mean You accept those changes.

Any aspect of the Website may be changed, supplemented, deleted or updated without notice at the sole discretion of MAAT INTERNATIONAL GROUP. MAAT INTERNATIONAL GROUP may also change or impose fees for products and services provided through the Website at any time in its sole discretion.

MAAT INTERNATIONAL GROUP may establish or change, at any time, general practices and restrictions concerning other MAAT INTERNATIONAL GROUP products and services at its sole discretion.

Maat International GROUP Service Terms and Conditions

The service terms and conditions of MAAT INTERNATIONAL GROUP (the “MAAT INTERNATIONAL GROUP Service Terms and Conditions”) applicable to the transportation and related services provided by MAAT INTERNATIONAL GROUP govern

Your use of such MAAT INTERNATIONAL GROUP transportation and related services obtained through this Website, in addition to any other terms and conditions that may be applicable to such transaction as provided in these Website Terms of Use and the Service Agreement(s).

The MAAT INTERNATIONAL GROUP Service Terms and Conditions are hereby incorporated into these Terms of Use, such that all references herein to the Terms of Use shall be deemed to include, to the extent applicable, the MAAT INTERNATIONAL GROUP Service Terms and Conditions.

Information Submitted through the Website and the Services

Your submission of information through the Website and the Services is governed by these terms of Use.

You represent and warrant that any information You provide through the Website or the Services is and will remain accurate and complete, and that You will maintain and update such information as needed.

With respect to any individual whose personal information is provided by You to MAAT INTERNATIONAL GROUP through the Website and the Services,

You represent to MAAT INTERNATIONAL GROUP that You have the authority to provide such information and that You have provided all necessary notice and obtained all necessary consents for the processing of such information contemplated by the Services You are using.

Privacy Notice

LICENSE AND OWNERSHIP

Any and all intellectual property rights ("Intellectual Property") associated with the Website and its contents (the "Content") are the sole property of MAAT INTERNATIONAL GROUP, its affiliates or third parties. The Content is protected by copyright and other laws both in the United States and other countries. Elements of the Website are also protected by trade dress, trade secret, unfair competition, and other laws and may not be copied or imitated in whole or in part. All custom graphics, icons, and other items that appear on the Website are trademarks, service marks or trade dress ("Marks") of MAAT INTERNATIONAL GROUP, its affiliates or other entities that have granted MAAT INTERNATIONAL GROUP the right and licence to use such Marks and may not be used or interfered with in any manner without the express written consent of MAAT INTERNATIONAL GROUP. Except as otherwise expressly authorised by these Terms of Use, You may not copy, reproduce, modify, amend, lease, loan, sell and/or create derivative works from, upload, transmit and/or distribute the Intellectual Property of the Website in any way without MAAT INTERNATIONAL GROUP's prior written permission or that of an appropriate third party. Except as expressly provided herein, MAAT INTERNATIONAL GROUP does not grant to You any express or implied rights to the Intellectual Property of MAAT INTERNATIONAL GROUP or that of any third party.

MAAT INTERNATIONAL GROUP hereby grants You a limited, personal, non-transferable, non-sublicensable, revocable license to (a) access and use only the Website, Content and Services only in the manner presented by MAAT INTERNATIONAL GROUP, and (b) access and use the MAAT INTERNATIONAL GROUP computer and network services offered within the Website (the 'MAAT INTERNATIONAL GROUP Systems') only in the manner expressly permitted by MAAT INTERNATIONAL GROUP. Except for this limited license, MAAT INTERNATIONAL GROUP does not convey any interest in or to the MAAT INTERNATIONAL GROUP Systems, information or data available via the MAAT INTERNATIONAL GROUP Systems (the "Information"), Content, Services, Website or any other MAAT INTERNATIONAL GROUP property by permitting You to access the Website. Except to the extent required by law or as expressly provided herein, none of the Content and/or Information may be reverse-engineered, modified, amended, reproduced, republished, translated into any language or computer language, re-transmitted in any form or by any means, resold or redistributed without the prior written consent of MAAT INTERNATIONAL GROUP. You may not make, sell, offer for sale, modify, amend, reproduce, display, publicly perform, import, distribute, retransmit or otherwise use the Content in any way, unless expressly permitted to do so by MAAT INTERNATIONAL GROUP.

Restrictions on Use of the Website

In addition to other restrictions set forth in these Terms of Use, You agree that:

1. You shall not disguise the origin of information transmitted through the Website.
2. You will not place false or misleading information on the Website.
3. You will not use or access any service, information, application or software available via the Website in a manner not expressly permitted by MAAT INTERNATIONAL GROUP.
4. You will not input or upload to the Website any information which contains viruses, Trojan horses, worms, time bombs or other computer programming routines that are intended to damage, interfere with, intercept or expropriate any system, the Website or Information or that infringes the Intellectual Property (defined below) rights of another.
5. Certain areas of the Website are restricted to customers of MAAT INTERNATIONAL GROUP.
6. You may not use or access the Website or the MAAT INTERNATIONAL GROUP Systems or Services in any way that, in MAAT INTERNATIONAL GROUP' judgment, adversely affects the performance or function of the MAAT INTERNATIONAL GROUP Systems, Services or the Website or interferes with the ability of authorised parties to access the MAAT INTERNATIONAL GROUP Systems, Services or the Website.
7. You may not frame or use framing techniques to enclose any portion or aspect of the Content or the Information, without the express written consent of MAAT INTERNATIONAL GROUP.

LINKS

• Outbound Links. The Website may contain links to third-party Websites and resources (referred to collectively hereinafter as 'Linked Sites'). These Linked Sites are provided solely as a convenience to You and not as an endorsement by MAAT INTERNATIONAL GROUP of the content of such Linked Sites. MAAT INTERNATIONAL GROUP makes no representations or warranties regarding the correctness, accuracy, performance or quality of any content, software, service or application found at any Linked Site. MAAT INTERNATIONAL GROUP shall not be responsible for the availability of the Linked Sites or the content or activities of such sites. If You decide to access Linked Sites, You do so at Your own risk. In addition, Your use of Linked Sites is subject to any applicable policies and terms and conditions of use, including but not limited to, the Linked Site's privacy policy.
• Inbound Links. Linking to any page of the Website other than to http://www.MAAT INTERNATIONAL GROUP.com through a plain text link is strictly prohibited in the absence of a separate linking agreement with MAAT INTERNATIONAL GROUP. Any Website or other device that links to http://www.MAAT INTERNATIONAL GROUP.com or any page available therein is prohibited from (a) replicating Content, (b) using a browser or border environment around the Content, (c) implying in any fashion that MAAT INTERNATIONAL GROUP or any of its affiliates are endorsing it or its products, (d) misrepresenting any state of facts, including its relationship with MAAT INTERNATIONAL GROUP or any of its affiliates, (e) presenting false information about MAAT INTERNATIONAL GROUP products or services, and (f) using any logo or mark of MAAT INTERNATIONAL GROUP or any of its affiliates without express written permission from MAAT INTERNATIONAL GROUP.

SUBMISSIONS

MAAT INTERNATIONAL GROUP does not accept ideas, concepts, or techniques for new services or products through the Website ("Comments"). If such Comments are received,

You acknowledge that (a) they will not be considered confidential or proprietary, (b) MAAT INTERNATIONAL GROUP and its affiliates are under no obligation to keep such information confidential, and (c) MAAT INTERNATIONAL GROUP will have an unrestricted, irrevocable, world-wide, royalty free right to use, communicate, reproduce, publish, display, distribute and exploit such Comments in any manner it chooses.

TERMINATION

You agree that MAAT INTERNATIONAL GROUP, in its sole discretion, may terminate or suspend Your use of the Website, the MAAT INTERNATIONAL GROUP Systems, Information, Services and Content at any time and for any or no reason in its sole discretion, even if access and use continues to be allowed to others.

Upon such suspension or termination, You must immediately (a) discontinue use of the Website, and (b) destroy any copies You have made of any portion of the Content. Accessing the Website, the MAAT INTERNATIONAL GROUP Systems, Information or Services after such termination, suspension or discontinuation shall constitute an act of trespass. Further, You agree that MAAT INTERNATIONAL GROUP shall not be liable to You or any third party for any termination or suspension of Your access to the Website, the MAAT INTERNATIONAL GROUP Systems, Information and/or the Services.

DISCLAIMER OF WARRANTIES

MAAT INTERNATIONAL GROUP makes no representations about the results to be obtained from using the Website, the MAAT INTERNATIONAL GROUP systems, the services, the information or the content. The use of same is at your own risk.

The Website, the MAAT INTERNATIONAL GROUP systems, the information, the services and the content are provided on an 'as is' basis. MAAT INTERNATIONAL GROUP, its licensors, and its suppliers, to the fullest extent permitted by law, disclaim all warranties, either express or implied, statutory or otherwise, including but not limited to the implied warranties of merchantability, non-infringement of third parties' rights, and fitness for a particular purpose.

MAAT INTERNATIONAL GROUP and its affiliates, licensors and suppliers make no representations or warranties about the accuracy, completeness, security or timeliness of the content, information or services provided on or through the use of the Website or the MAAT INTERNATIONAL GROUP systems. No information obtained by you from the Website shall create any warranty not expressly stated by MAAT INTERNATIONAL GROUP in these Terms of Use.

Some jurisdictions do not allow limitations on implied warranty, so the limitations and exclusions in this section may not apply to you. If you are dealing as a consumer, your statutory rights that cannot be waived, if any, are not affected by these provisions. You agree and acknowledge that the limitations and exclusions of liability and warranty provided in these Terms of Use are fair and reasonable.

LIMITATION OF LIABILITY

To the extent permitted by applicable law and to the extent that MAAT INTERNATIONAL GROUP is otherwise found responsible for any damages, MAAT INTERNATIONAL GROUP is responsible for actual damages only.

To the extent permitted by law, in no event shall MAAT INTERNATIONAL GROUP, its affiliates, its licensors, its suppliers or any third parties mentioned at the Website be liable for any incidental, indirect, exemplary, punitive and consequential damages, lost profits, or damages resulting from lost data or business interruption resulting from the use of or inability to use the Website, the MAAT INTERNATIONAL GROUP systems, information, services or the content whether based on warranty, contract, tort, delict, or any other legal theory, and whether or not MAAT INTERNATIONAL GROUP is advised of the possibility of such damages.

To the extent permitted by law, the remedies stated for you in these Terms of Use are exclusive and are limited to those expressly provided for herein.

COMPLIANCE WITH LAW INCLUDING EXPORT CONTROL

You agree to use the Website in strict compliance with all applicable laws, rulings and regulations and in a fashion that does not, in the sole judgment of MAAT INTERNATIONAL GROUP, negatively reflect on the goodwill or reputation of MAAT INTERNATIONAL GROUP and shall take no actions which would cause MAAT INTERNATIONAL GROUP to be in violation of any laws, rulings or regulations applicable to MAAT INTERNATIONAL GROUP.

MAAT INTERNATIONAL GROUP Websites Services and Contents are provided according to the European Legislation.

You agree to comply with all such applicable restrictions and not to export or re-export the Content (including any software or the Services) to countries or persons prohibited under the Spain or other applicable export control laws or regulations. If You access and download the Content (including any software or the Services) or Information, You represent that You are not in a country where such export is prohibited or are not a person or entity to which such export is prohibited.

You are solely responsible for compliance with the laws of Your local jurisdiction and any other applicable laws regarding the import, export, or re-export of the Content (including any software or the Services).

Forward-Looking Statements

Except for historical information contained herein, the statements made in this Website constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934 under U.S. federal law.

Such forward-looking statements involve certain risks and uncertainties, including statements regarding the intent, belief or current expectations of MAAT INTERNATIONAL GROUP and its management regarding the company's strategic directions, prospects and future results. Certain factors may cause actual results to differ materially from those contained in the forward-looking statements, including economic and other conditions in the markets in which we operate, our competitive environment, long-term regulatory, economic and other effects from the events of 11 September 2001, strikes, work stoppages and slowdowns, governmental regulation, increases in aviation and motor fuel prices, cyclical and seasonal fluctuations in our operating results, force majeure and other risks discussed in the company's filings with the U.S. Securities and Exchange Commission, which discussions are incorporated herein by reference.

JURISDICTION

To the fullest extent permitted by law, you hereby expressly agree that any proceeding arising out of or relating to your use of the Website, the MAAT INTERNATIONAL GROUP systems, information, services and content shall be instituted according to the International Chamber of Commerce (ICC) in the appropriate body in Madrid- Spain and you expressly waive any objection that you may have now or hereafter to the laying of the venue or to the jurisdiction of any such proceeding.

You agree that any claim or cause of action arising out of or related to your use of the Website, the MAAT INTERNATIONAL GROUP systems, information, services and/or content must be filed within one (1) year after such claim or cause of action arose

GOVERNING LAW AND LANGUAGE

To the fullest extent permitted by law, these Terms of Use are governed by the internal substantive laws of Spain excluding (i) Spain's conflicts of laws principles; (ii) the United Nations Convention on Contracts for the International Sale of Goods; (iii) the 1974 Convention on the Limitation Period in the International Sale of Goods; and (iv) the Vienna Protocol of 11 April 1980 amending the 1974 Convention.

General

You may not assign these Terms of Use or any of Your interests, rights or obligations under these Terms of Use. If any provision of these Terms of Use shall be found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms of Use, which shall remain in full force and effect. No waiver of any of these Terms of Use shall be deemed a further or continuing waiver of such term or condition or any other term or condition.

WRITTEN DOCUMENT

You may preserve these Terms of Use in written form by printing them for Your records, and You waive any other requirement that these Terms of Use to be proved by means of a written document.

COMPLETE AGREEMENT

Except as expressly provided in a separate license, service or other written agreement between you and MAAT INTERNATIONAL GROUP or in the applicable MAAT INTERNATIONAL GROUP rate and service guide or MAAT INTERNATIONAL GROUP tariff, these Terms of Use constitute the entire agreement between you and MAAT INTERNATIONAL GROUP with respect to the use of the Website, the MAAT INTERNATIONAL GROUP systems, and any software or service, information and content contained therein, and supersede all discussions, communications, conversations and agreements concerning the subject matter hereof.

Customer Service

Questions or comments regarding the Website may be submitted to MAAT INTERNATIONAL GROUP Legal Services. legal@maat-g.com